Budget Basics Work Sheet
The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.
Income |
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Take Home Pay/All family members |
|
Child Support/Alimony |
|
Pension/Social Security |
|
Disability/Other Insurance |
|
Interest/Dividends |
|
Other |
|
Total Income |
|
Expenses |
|
Rent/Mortgage |
|
Life Insurance |
|
Health/Disability Insurance |
|
Vehicle Insurance |
|
Homeowners or Other Insurance |
|
Car Payments |
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Other Loan Payments |
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Savings/Pension Contribution |
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Utilities |
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Credit Card Payments |
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Car Upkeep |
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Clothing |
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Personal Care Products |
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Groceries |
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Food prepared outside the home |
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Medical/Dental/Prescriptions |
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Household Goods |
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Recreation/Entertainment |
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Child Care |
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Education |
|
Charitable Donations |
|
Miscellaneous |
|
Total Expenses= |
|
Remaining Income After Expenses= |
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Reprinted from REALTORĀ® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright / All rights reserved.
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